Been dealing with too many late payments lately and started looking into direct debit options. Seems like it could save me from constantly chasing clients for money.
Anyone else switched to this approach? Wondering if it actually cuts down on the payment drama or just creates different headaches.
Mixed results here. Been using it 6 months and yeah, it cuts out the email back-and-forth.
But here’s what nobody mentions:
Great for regular monthly clients. Awful for one-time projects with different amounts.
Now I only use it with clients I’ve had over a year. New clients get scared off during onboarding.
Never tried it but sounds way easier than calling people.
Get client approval before setting up auto-pay. Don’t surprise them with automatic charges. Spell out when payments get pulled and what happens if they bounce. I make clients initial this clause. Keep sending paper invoices too so they see what they’re paying for. Had a client freak out over a charge without the backup invoice. Now I send both and zero complaints.
Direct debit can really help with on-time payments. Less hassle for you and fewer late payments.
Direct debit has worked well for me for two years. It saves time on chasing payments.
Most clients appreciate it since it helps them remember due dates. The initial setup can be tricky, but after that, it runs smoothly.