Dealing with slow-paying clients has been a constant battle. Just last month, three invoices lingered past the 60-day mark, really affecting my cash flow.
I realize I need a more structured approach to following up on payments rather than relying on last-minute reminders.
I just ask for half upfront now.
Stop waiting 60 days to chase payments. That’s way too long.
Here’s what works for me:
I’ve got a contract clause that pauses projects for late payments. You’d be shocked how fast people pay when you stop working.
Start early, don’t wait until you’re desperate. Most clients just need a nudge, but you’ve got to stay consistent.
Also try milestone payments on longer projects. Getting paid in chunks means you’re never out more than a few weeks if someone bails.
Drop clients who don’t pay on time - that’s your main issue. I dump them after two late payments because chasing money costs more than finding new clients. Invoice immediately when you’re done. Call at 30 days overdue, not sooner. No payment by 45 days? Send to collections and move on. Your time’s too valuable to play bill collector.
Same here - got burned by clients who vanished after I finished their work.
Always set payment terms upfront and get them in writing. I switched to net 15 instead of net 30 since people drag their feet anyway.
Here’s what works for me:
I also started requiring 50% upfront on bigger projects. Yeah, I lost some clients, but the ones who stayed actually pay on time.
Document everything - email screenshots, call notes, all of it. You’ll need proof if things go sideways.
Sometimes a simple call works wonders. People pay when you show you care about the invoice.
Keep payment terms simple. I do net 15 days max with a 2% late fee after that.
Be consistent with reminders. I send the first reminder on the due date, not a week later. Many clients will pay when they see you’re serious about deadlines.
Chronic late payers go on my problem list. They must pay upfront for any future work.
Had this exact problem 5 years ago. Client owed me $8k and ghosted me. Nearly killed my business.
Automatic reminders through invoicing software saved me. System sends them, not me - removes the awkwardness.
My schedule:
I add “Payment processing fees will be added to overdue accounts” on invoices. Never actually charge it but makes people think twice.
Biggest lesson - don’t take follow-ups personally. You did the work, you deserve payment. Most clients actually respect you more when you’re professional about collections.