determining how much to reinvest in business is tricky

Been freelancing for a few years now and still struggle with this balance. Made decent money last quarter but torn between upgrading my setup, building an emergency fund, or just taking some actual profit for once.

Feels like there’s always something that could use investment but also want to see some return on all this work.

I only upgrade when I really need to.

Emergency fund first. Trust me on this one. Equipment can wait but bills won’t.

Take some profit to keep yourself motivated. You worked hard and deserve to see returns. I suggest dividing your extra cash into three parts. One part for an emergency fund, another for upgrades, and the last for your pocket. This way, you can invest in your business without risking your finances.