How do you successfully negotiate payment plans with clients who have overdue invoices?

Debt Collection & Unpaid Invoices
1

Dealing with a client who’s gone quiet for two months on a big invoice has been frustrating. Now they’re suggesting a payment plan.

I’ve never had to handle something like this before. How do you approach it when clients want to split their payments?

2

Two months is too long already. I’d want half upfront before agreeing to any plan.

3

I just tell them to pay what they can.